My Background

As a financial advisor with over 25 years of experience, the one thing I hear most often from clients is that they want financial security and the peace of mind that comes with it.  Although everyone’s financial goals and experiences are unique, the fact that most want financial stability in the current economic climate isn’t, and I keep that in mind when meeting with my valued clients. 

I believe that personalized service is essential when talking with clients about the big picture and creating a financial plan that works for them.  I understand that my clients are in different stages of life: some want to buy their first home, others are sending their kids off to college and others are hoping to sit back and enjoy their golden years without financial worry.  I believe a financial plan should reflect your personal or business situation, and I will work to develop a customized plan that best fits your goals.  Once your custom-tailored plan is in place, we will work together to review achievements against the ever-changing environment to ensure you are comfortable that everything is moving forward according to plan.

No one can predict the future, but you can plan for it.  I have built a strong relationship with my clients based on mutual expectations and trust.  I enjoy watching them reach their dreams and fulfill promises.  I have a family of my own and it is imperative that my financial plan is solid and provides the necessary security in such a volatile world.  I have my plan, and I can help you with yours. 

When I first opened the doors to Pratt Financial & Insurance Services, I knew it was the right decision and time to take the next step in helping my clients achieve their goals.  I am proud to say that, years later, I have built a solid practice with clients who are as much a part of my life as I am of theirs.  I take no one for granted and I respect the confidentiality and trust my clients have placed in me.  

Prior to starting Pratt Financial, I enjoyed many successful years in investment banking, working primarly for local community banks.  My office is located in Davis, California, a community I have grown to appreciate and give back to when I can.  I am the secretary of the Davis Sunrise Rotary Club, and I often volunteer at our club-sponsored events.  I also live in Davis with my wife, Lynn, and my daughter, Lauren.  I enjoy collecting sports and non-sports cards and can be found at local card shows at every opportunity.  I am a graduate of California State University, Sacramento.  I grew up in beautiful Mt. Shasta, California, a place I still call home.


Mark Pratt is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0669221), HI, ID, MT, NV, OR, RI, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Mark Pratt is licensed and authorized to offer insurance in California, but PRATT FINANCIAL & INSURANCE SERVICES may not be. For additional information on California licensure status, please click here.

Mark Pratt is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 1756 Picasso Ave Ste B, Davis, CA, 95618, 530-753-4195. In this regard, this communication is strictly intended for individuals residing in the states of AR, AZ, CA, CO, FL, HI, ID, MT, NC, NJ, NV, OH, OR, RI, SC, TX, UT, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Mark Pratt is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AR, AZ, CA, CO, FL, HI, ID, MT, NC, NJ, NV, OH, OR, RI, SC, TX, UT, VA, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

PRATT FINANCIAL & INSURANCE SERVICES is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither PRATT FINANCIAL & INSURANCE SERVICES nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​